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WISE Africa — Terms & Conditions | Last updated: 28 September 2025

1. Agreement to Terms

By accessing or using the WISE Africa website (https://www.wiseafrica.co.za/ and associated pages, including /draft/), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with any part of these Terms, you must not use the site.

2. Definitions

“WISE Africa” / “we” / “us” / “our” refers to the operator / owner of this website.

“User” / “you” / “your” means any person or entity accessing or using the site.

“Content” means all text, images, graphics, audio, video, data, links, interfaces, and other materials on the site.

3. Use of the Website

The site is provided “as-is” and “as available.”

You may use it for lawful, personal, informational, and non-commercial purposes only.

You must not use the site to transmit viruses, spam, malware, or disrupt other users.

You agree not to copy, reproduce, distribute, republish, download, display, post, or transmit any Content except as allowed by these Terms or with our express written permission.

4. User Accounts & Security (if applicable)

If the site provides a registration or account facility, you are responsible for maintaining confidentiality of your login credentials.

You must not allow others to use your account.

You must notify us immediately of any unauthorized use or breach.

5. Intellectual Property

All trademarks, copyrights, patents, and other intellectual property rights in the Content belong to WISE Africa (or where applicable, its licensors).

Users may not use any of our trademarks or content without prior written consent.

You may download or print portions of the site for personal, non-commercial use only, provided you keep intact all copyright and proprietary notices.

6. Third-Party Links & Content

The site may contain links to third-party websites. We are not responsible for the content or practices of those sites.

Inclusion of links does not imply endorsement.

Use external links at your own risk.

7. Disclaimers & Warranties

We make no representations or warranties that the site will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including fitness for a particular purpose or non-infringement.

You use the site at your own risk.

8. Limitation of Liability

In no event shall WISE Africa, its directors, employees or affiliates be liable for any direct, indirect, incidental, consequential, or special damages (including but not limited to loss of profits, data loss, business interruption) arising from your use of the site or reliance on Content.

Our total liability will not exceed, in aggregate, any amounts you have paid us (if applicable), or otherwise a nominal amount.

9. Indemnification

You agree to indemnify and hold harmless WISE Africa, its officers, employees, agents, and affiliates from any claim, demand, loss, liability, or expense (including legal fees) arising from your use of the site, violation of these Terms, or infringement of any rights.

10. Changes to Terms

We may revise or update these Terms at any time at our sole discretion. Revised Terms will take effect when posted on the site. Your continued use after such posting constitutes your acceptance of the changes. It is your responsibility to review Terms periodically.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the Republic of South Africa.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in South Africa (unless otherwise agreed).

12. Severability

If any provision of these Terms is held invalid or unenforceable, the remainder of the Terms will remain in full force and effect, and the invalid provision will be enforced to the maximum extent permitted by law.

13. Entire Agreement

These Terms, together with any documents expressly incorporated by reference (such as the Privacy Policy), constitute the entire agreement between you and WISE Africa regarding your use of the site, superseding any prior agreements.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Email:  WISE Africa

Address: 5 Indianapolis Street, Kyalami Business Park